Fintech Providers in United States

Alloy

New York, United States

Minimize risk, optimize growth for financial services

Fraud Detection Platform

+2 more

Alloy is an identity data orchestration platform and fraud prevention software that helps banks and fintechs with identity verification and AML monitoring.

Founded 2015

Array

New York, United States

Embedded finance products for customer engagement

KYC Verification Platform

+4 more

Array provides embedded finance products for our clients to promote customer engagement, revenue, and financial progress. Contact us to learn more.

Founded 2020

Astra

San Francisco, United States

Intelligent money movement platform

Money Movement Infrastructure

Astra enables automated money movement between accounts, helping fintechs and banks offer smart savings, bill pay, and fund transfer features.

Founded 2018

Aven

San Francisco, United States

Home equity at checkout

BNPL InfrastructureCredit Infrastructure

Aven enables consumers to access their home equity through a credit card, providing embedded financing options at point of purchase.

Founded 2018

Balance

New York, United States

B2B checkout and payments

Checkout InfrastructureB2B Payments Platform

Balance provides B2B checkout infrastructure that enables merchants to offer net terms, financing, and flexible payment options to business buyers.

Founded 2020

Brightwheel

San Francisco, United States

Save time and connect with families using Brightwheel.

EdTech Finance PlatformHealthcare Finance Platform

Brightwheel is the leading childcare management software for early education. Simplify tasks, connect with families, and manage your center effectively.

Founded 2015

Candex

New York, United States

Enterprise procurement and payments

B2B Payments Platform

Candex simplifies enterprise procurement by providing a turnkey solution for onboarding, managing, and paying suppliers without traditional procurement complexity.

Founded 2017

Canopy

San Francisco, United States

Lending infrastructure and servicing

Credit InfrastructureLending Platform

Canopy provides loan management and servicing infrastructure, enabling lenders to launch and manage credit products with modern APIs and automation.

Founded 2018

Catch

New York, United States

Benefits for independent workers

Benefits Platform

Catch provides benefits infrastructure for independent workers, offering health insurance, retirement savings, and tax withholding through a single platform.

Founded 2019

Check

San Francisco, United States

Payroll infrastructure

Payroll Infrastructure

Check provides payroll infrastructure that enables software platforms to embed payroll into their products, handling all tax compliance and payments.

Founded 2019

Chime

San Francisco, United States

Banking made easy

Consumer Banking Platform

Chime is a leading neobank providing fee-free mobile banking, early direct deposit, and automatic savings features to millions of Americans.

Founded 2013 · 1000+ employees

Coast

New York, United States

Fuel, Fleet, and Field Expenses All On One Card

Card Issuing PlatformFleet Finance Platform

Streamline your expense management with Coast. Issue cards by job or team, capture receipts on site, enforce spending rules instantly, and close books faster.

Founded 2020

Codat

London, United Kingdom

Universal API for business financial data

Account Aggregation PlatformUnified Financial API

Codat provides a universal API to access business financial data from accounting, banking, and commerce platforms, enabling lenders and fintechs to build better products.

Founded 2017

Column Tax

San Francisco, United States

Offer top-tier tax features to your end users.

Unified Financial API

Column Tax enables mobile banks and fintech companies to offer top tier tax features to their end users. Boost revenue with embedded, white-label tax solutions.

Founded 2021

Divvy (Bill)

Salt Lake City, United States

Expense management and corporate cards

Card Issuing PlatformExpense Management Platform

Divvy, now part of Bill, provides free expense management software with corporate cards, enabling businesses to control spending in real-time.

Founded 2016

DriveWealth

New York, United States

Investing infrastructure

Trading APIInvestment Infrastructure

DriveWealth provides embedded investing infrastructure that enables companies to offer fractional share investing, portfolios, and brokerage services.

Founded 2012

Finch

San Francisco, United States

Universal API for employment systems

Unified Financial APIPayroll Data API

Finch provides a unified API to read from and write to payroll and HR systems, enabling fintechs to access employment and income data.

Founded 2020

Finix

San Francisco, United States

Payments infrastructure for platforms

Payment Processing Platform

Finix provides payments infrastructure that enables software platforms to own their payments stack, offering full control over the payment experience and economics.

Founded 2015

Forma

San Francisco, United States

Flexible benefits platform

Benefits Platform

Forma provides a flexible benefits platform that enables employers to offer lifestyle spending accounts, pre-tax benefits, and employee wellness programs.

Founded 2017

Jetty

New York, United States

Financial services for renters

Real Estate Finance Platform

Jetty provides financial products for renters including deposit replacement, renters insurance, and lease guarantees through property management integrations.

Founded 2015

Lili

New York, United States

Banking for freelancers

Business Banking Platform

Lili provides banking designed specifically for freelancers and small business owners, with built-in tax savings and expense tracking features.

Founded 2018

Lithic

New York, United States

Card issuing platform

Card Issuing Platform

Lithic provides modern card issuing APIs that enable companies to launch virtual and physical card programs quickly and cost-effectively.

Founded 2014

Loop

Columbus, United States

Returns management for e-commerce

Checkout Infrastructure

Loop provides returns management and exchange software for e-commerce brands, turning returns into exchanges and increasing customer retention.

Founded 2017

Melio

New York, United States

B2B payments platform for small businesses

B2B Payments Platform

Melio enables small businesses to pay vendors and get paid digitally, modernizing accounts payable and receivable workflows.

Founded 2018

Mercury

San Francisco, United States

Banking for startups

Business Banking Platform

Mercury provides business banking designed for startups and tech companies, offering checking accounts, cards, and treasury services with a modern interface.

Founded 2019

Merge

San Francisco, United States

One API for all HR, payroll, and accounting integrations

Payroll Data APIUnified Financial API

Merge provides a single API to integrate with hundreds of HR, payroll, accounting, and ATS platforms, reducing integration complexity for B2B companies.

Founded 2020

Middesk

San Francisco, United States

Verify business identity and automate KYB.

KYC Verification PlatformBusiness Verification Platform

Middesk is the Business Identity Platform that helps companies verify and underwrite their customers, automate KYB, register for payroll taxes, and ensure compliance — via a dashboard or API.

Founded 2018

Modern Treasury

San Francisco, United States

Payment operations platform

Payment Processing PlatformMoney Movement Infrastructure

Modern Treasury provides APIs and dashboards for payment operations, enabling companies to move money programmatically and reconcile payments automatically.

Founded 2018

Moov

Cedar Falls, United States

Money movement infrastructure

Payment Processing PlatformMoney Movement Infrastructure

Moov provides open-source financial infrastructure for moving, storing, and spending money, enabling developers to build payment products faster.

Founded 2017

Mos

New York, United States

Financial aid for students

Consumer Banking PlatformEdTech Finance Platform

Mos helps students find and secure financial aid, scholarships, and provides student banking services designed for college students.

Founded 2016

Northstar

New York, United States

Personalized financial guidance for every employee.

Benefits PlatformWealth Management Platform

Northstar helps employees maximize benefits and make informed financial decisions based on their goals, improving financial wellness and productivity.

Founded 2019

Nova Credit

San Francisco, United States

Cross-border credit infrastructure

Credit InfrastructureCredit Data Infrastructure

Nova Credit enables lenders to access international credit data, helping immigrants and newcomers access financial services using their foreign credit history.

Founded 2016

Novo

New York, United States

Business banking for small businesses

Business Banking Platform

Novo provides digital business banking for small businesses and freelancers, with fee-free checking and integrations with popular business tools.

Founded 2018

Orum

New York, United States

Instant money movement infrastructure

Money Movement Infrastructure

Orum provides instant money movement APIs that automatically select the best payment rail for each transaction, enabling real-time payments at scale.

Founded 2019

Papaya Global

New York, United States

Global payroll and workforce payments

Global Payroll Platform

Papaya Global provides a platform for managing global workforce payments, including payroll, EOR, and contractor payments across 160+ countries.

Founded 2016

Alloy

New York, United States

Minimize risk, optimize growth for financial services

Fraud Detection Platform

+2 more

Alloy is an identity data orchestration platform and fraud prevention software that helps banks and fintechs with identity verification and AML monitoring.

Founded 2015

Array

New York, United States

Embedded finance products for customer engagement

KYC Verification Platform

+4 more

Array provides embedded finance products for our clients to promote customer engagement, revenue, and financial progress. Contact us to learn more.

Founded 2020

Astra

San Francisco, United States

Intelligent money movement platform

Money Movement Infrastructure

Astra enables automated money movement between accounts, helping fintechs and banks offer smart savings, bill pay, and fund transfer features.

Founded 2018

Aven

San Francisco, United States

Home equity at checkout

BNPL InfrastructureCredit Infrastructure

Aven enables consumers to access their home equity through a credit card, providing embedded financing options at point of purchase.

Founded 2018

Balance

New York, United States

B2B checkout and payments

Checkout InfrastructureB2B Payments Platform

Balance provides B2B checkout infrastructure that enables merchants to offer net terms, financing, and flexible payment options to business buyers.

Founded 2020

Brightwheel

San Francisco, United States

Save time and connect with families using Brightwheel.

EdTech Finance PlatformHealthcare Finance Platform

Brightwheel is the leading childcare management software for early education. Simplify tasks, connect with families, and manage your center effectively.

Founded 2015

Candex

New York, United States

Enterprise procurement and payments

B2B Payments Platform

Candex simplifies enterprise procurement by providing a turnkey solution for onboarding, managing, and paying suppliers without traditional procurement complexity.

Founded 2017

Canopy

San Francisco, United States

Lending infrastructure and servicing

Credit InfrastructureLending Platform

Canopy provides loan management and servicing infrastructure, enabling lenders to launch and manage credit products with modern APIs and automation.

Founded 2018

Catch

New York, United States

Benefits for independent workers

Benefits Platform

Catch provides benefits infrastructure for independent workers, offering health insurance, retirement savings, and tax withholding through a single platform.

Founded 2019

Check

San Francisco, United States

Payroll infrastructure

Payroll Infrastructure

Check provides payroll infrastructure that enables software platforms to embed payroll into their products, handling all tax compliance and payments.

Founded 2019

Chime

San Francisco, United States

Banking made easy

Consumer Banking Platform

Chime is a leading neobank providing fee-free mobile banking, early direct deposit, and automatic savings features to millions of Americans.

Founded 2013 · 1000+ employees

Coast

New York, United States

Fuel, Fleet, and Field Expenses All On One Card

Card Issuing PlatformFleet Finance Platform

Streamline your expense management with Coast. Issue cards by job or team, capture receipts on site, enforce spending rules instantly, and close books faster.

Founded 2020

Codat

London, United Kingdom

Universal API for business financial data

Account Aggregation PlatformUnified Financial API

Codat provides a universal API to access business financial data from accounting, banking, and commerce platforms, enabling lenders and fintechs to build better products.

Founded 2017

Column Tax

San Francisco, United States

Offer top-tier tax features to your end users.

Unified Financial API

Column Tax enables mobile banks and fintech companies to offer top tier tax features to their end users. Boost revenue with embedded, white-label tax solutions.

Founded 2021

Divvy (Bill)

Salt Lake City, United States

Expense management and corporate cards

Card Issuing PlatformExpense Management Platform

Divvy, now part of Bill, provides free expense management software with corporate cards, enabling businesses to control spending in real-time.

Founded 2016

DriveWealth

New York, United States

Investing infrastructure

Trading APIInvestment Infrastructure

DriveWealth provides embedded investing infrastructure that enables companies to offer fractional share investing, portfolios, and brokerage services.

Founded 2012

Finch

San Francisco, United States

Universal API for employment systems

Unified Financial APIPayroll Data API

Finch provides a unified API to read from and write to payroll and HR systems, enabling fintechs to access employment and income data.

Founded 2020

Finix

San Francisco, United States

Payments infrastructure for platforms

Payment Processing Platform

Finix provides payments infrastructure that enables software platforms to own their payments stack, offering full control over the payment experience and economics.

Founded 2015

Forma

San Francisco, United States

Flexible benefits platform

Benefits Platform

Forma provides a flexible benefits platform that enables employers to offer lifestyle spending accounts, pre-tax benefits, and employee wellness programs.

Founded 2017

Jetty

New York, United States

Financial services for renters

Real Estate Finance Platform

Jetty provides financial products for renters including deposit replacement, renters insurance, and lease guarantees through property management integrations.

Founded 2015

Lili

New York, United States

Banking for freelancers

Business Banking Platform

Lili provides banking designed specifically for freelancers and small business owners, with built-in tax savings and expense tracking features.

Founded 2018

Lithic

New York, United States

Card issuing platform

Card Issuing Platform

Lithic provides modern card issuing APIs that enable companies to launch virtual and physical card programs quickly and cost-effectively.

Founded 2014

Loop

Columbus, United States

Returns management for e-commerce

Checkout Infrastructure

Loop provides returns management and exchange software for e-commerce brands, turning returns into exchanges and increasing customer retention.

Founded 2017

Melio

New York, United States

B2B payments platform for small businesses

B2B Payments Platform

Melio enables small businesses to pay vendors and get paid digitally, modernizing accounts payable and receivable workflows.

Founded 2018

Mercury

San Francisco, United States

Banking for startups

Business Banking Platform

Mercury provides business banking designed for startups and tech companies, offering checking accounts, cards, and treasury services with a modern interface.

Founded 2019

Merge

San Francisco, United States

One API for all HR, payroll, and accounting integrations

Payroll Data APIUnified Financial API

Merge provides a single API to integrate with hundreds of HR, payroll, accounting, and ATS platforms, reducing integration complexity for B2B companies.

Founded 2020

Middesk

San Francisco, United States

Verify business identity and automate KYB.

KYC Verification PlatformBusiness Verification Platform

Middesk is the Business Identity Platform that helps companies verify and underwrite their customers, automate KYB, register for payroll taxes, and ensure compliance — via a dashboard or API.

Founded 2018

Modern Treasury

San Francisco, United States

Payment operations platform

Payment Processing PlatformMoney Movement Infrastructure

Modern Treasury provides APIs and dashboards for payment operations, enabling companies to move money programmatically and reconcile payments automatically.

Founded 2018

Moov

Cedar Falls, United States

Money movement infrastructure

Payment Processing PlatformMoney Movement Infrastructure

Moov provides open-source financial infrastructure for moving, storing, and spending money, enabling developers to build payment products faster.

Founded 2017

Mos

New York, United States

Financial aid for students

Consumer Banking PlatformEdTech Finance Platform

Mos helps students find and secure financial aid, scholarships, and provides student banking services designed for college students.

Founded 2016

Northstar

New York, United States

Personalized financial guidance for every employee.

Benefits PlatformWealth Management Platform

Northstar helps employees maximize benefits and make informed financial decisions based on their goals, improving financial wellness and productivity.

Founded 2019

Nova Credit

San Francisco, United States

Cross-border credit infrastructure

Credit InfrastructureCredit Data Infrastructure

Nova Credit enables lenders to access international credit data, helping immigrants and newcomers access financial services using their foreign credit history.

Founded 2016

Novo

New York, United States

Business banking for small businesses

Business Banking Platform

Novo provides digital business banking for small businesses and freelancers, with fee-free checking and integrations with popular business tools.

Founded 2018

Orum

New York, United States

Instant money movement infrastructure

Money Movement Infrastructure

Orum provides instant money movement APIs that automatically select the best payment rail for each transaction, enabling real-time payments at scale.

Founded 2019

Papaya Global

New York, United States

Global payroll and workforce payments

Global Payroll Platform

Papaya Global provides a platform for managing global workforce payments, including payroll, EOR, and contractor payments across 160+ countries.

Founded 2016

Fintech Providers in United States

Find fintech providers operating in United States (US). Browse 50 providers serving this region.

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