Alloy

Alloy provides an end-to-end identity and fraud prevention platform that helps financial institutions and fintechs automate and manage their decisions for onboarding, ongoing fraud & AML monitoring, and credit underwriting. Trusted by over 700 of the world’s top financial institutions and fintechs, Alloy brings together the most innovative sources of risk intelligence to help financial institutions and fintechs optimize growth while minimizing risk.

With configurable solutions for understanding a customer’s identity, fraud, compliance, and credit risk throughout the entire customer lifecycle, Alloy helps companies deliver great financial products to more customers around the world.

Key Benefits:

• Move faster than the pace of fraud: Respond instantly to any situation without engineering resources, future-proofing your risk tech stack.
• Get compliant, stay compliant: Understand your regulatory requirements and stay compliant with Alloy's expertise and tools.
• Step up your onboarding: Give your customers a fast and simple online account opening experience while increasing conversions and preventing fraud.
• Monitor ongoing risks: Create an evolving customer risk profile to prevent fraud and remain compliant throughout the customer lifecycle.
• Make smarter credit decisions: Transform your credit policies into easy-to-use workflows that integrate with credit bureau and alternative underwriting data.
• Manage embedded finance risk: Enable all ends of the embedded finance ecosystem to manage their shared risk together.

Alloy uses data orchestration to help banks and fintechs make better identity risk decisions. For example, Live Oak reduced fraud losses by 27% using Alloy, and investigation time was reduced by 30%.

Alloy offers the largest network of third-party data in the industry, with over 200 data solutions covering 195 markets around the world.