Credit Infrastructure Providers

Array

New York, United States

Embedded finance products for customer engagement

KYC Verification Platform

+4 more

Array provides embedded finance products for our clients to promote customer engagement, revenue, and financial progress. Contact us to learn more.

Founded 2020

Aven

San Francisco, United States

Home equity at checkout

BNPL InfrastructureCredit Infrastructure

Aven enables consumers to access their home equity through a credit card, providing embedded financing options at point of purchase.

Founded 2018

Bayport Financial Services

Johannesburg, South Africa

Bayport Financial Services specializes in providing unsecured credit and various financial products

Lending Platform

+3 more

Bayport Financial Services is a service provider specializing in unsecured credit and allied financial products.

Founded 2004 · 1001-5000 employees

Canopy

San Francisco, United States

Lending infrastructure and servicing

Credit InfrastructureLending Platform

Canopy provides loan management and servicing infrastructure, enabling lenders to launch and manage credit products with modern APIs and automation.

Founded 2018

Nova Credit

San Francisco, United States

Cross-border credit infrastructure

Credit InfrastructureCredit Data Infrastructure

Nova Credit enables lenders to access international credit data, helping immigrants and newcomers access financial services using their foreign credit history.

Founded 2016

X1

San Francisco, United States

The smartest credit card

Credit InfrastructureCard Issuing Platform

X1 offers a credit card with credit limits based on income rather than credit score, featuring modern design and smart spending controls.

Founded 2019

Credit Infrastructure Providers

A curated collection of the best credit decisioning and underwriting APIs

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